![](https://financialinclusioneurope.eu/wp-content/uploads/2021/09/Martin-Schmarzried-205x300.jpg)
Martin Schmalzried - Czech Republic & Belgium
Independent Expert in Financial Services -- Senior Policy and Advocacy Manager at Families Europe
Key expertises
- Overindebtedness prevention and creditworthiness checks
- Access to basic financial services (insurance, credit, banking)
- Blockchain technology and crypto-assets
- Fintech, artificial intelligence and big data in finance. Social impact of monetary and macroeconomic policy