Federico Ferretti – Italy Professor of Economic Law and Financial Key expertises Economic law and financial market Protection of users, social inclusion and digital market In short ” Professor of

Howard Gannaway – United Kingdom Expert in financial exclusion Key expertises Expertise in financial exclusion Expertise in training and educational matter Active in adult education programmes and in financial education

Hans Grohs – Austria Key expertises Expertise in debt advice and debt advice services coordination Financial education initiatives Consumer protection in the field of financial services. In short Extensive experience

Kasia Hanula-Bobbit – Poland and Belgium Head of Policy and Advocacy Key expertises Digital finance and fintech Gender lens investing Women financial inclusion Sustainable finance Financial education In short Public

Olivier Jérusalmy – Belgium and France Researcher – Expert in Financial Inclusion Key expertises Barriers which prevent access and use of financial services Over-indebtedness: causes, triggers, impact, diagnostic and treatment

Paul A. Jones – United-Kingdom and Ireland Reader in the Social Economy at Liverpool John Moores University & Director of Research at Swoboda Research Centre (IR) Key expertises Social Economy